Experience, Expertise, and Exceptional Service in Every Closing
Ensuring Smooth Real Estate Transactions Across Virginia
Welcome to RS Settlement Services, where we specialize in title insurance and settlement services tailored to your real estate needs. Whether you’re buying your first home, managing a commercial property, or looking for trustworthy 1031 exchange services, our experienced team is here to ensure a seamless process from start to finish.
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Happy customers
Trusted by global companies







About us
Why Choose Us
Certified in VHDA, HUD, and FHA loan closings
Over 20 years of combined industry expertise
Comprehensive services including residential, commercial, and farm property transactions
Multilingual staff to ensure clear communication
Our vision
Specialization
Expert Real Estate Closings, Settlement, and Loan Services
Our values:
Customer-Focused Service
Fraud Prevention Measures

Secure, Efficient, and Customer-Focused Settlement Services
Our services
Comprehensive Real Estate Services Tailored to Your Needs
Real Estate Closings
Title Insurance
1031 Exchange
Maximize your investment benefits through our specialized 1031 exchange services, helping you defer capital gains taxes while reinvesting in new property.
Loan Programs
Refinancing
Specialty Areas
We stay ahead of fraud with cutting-edge measures to protect your transactions at every stage.
Our team includes Spanish-speaking professionals ready to assist you in ensuring clear communication throughout your real estate journey.
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$205
/month
Loan Services and Programs
$299
/month
1031 Exchange Services
$499
/month
Real Estate Closing
$199
/month
Refinancing
$249
/month
Reverse Mortgage Closing
$375
/month
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$205
/month
Who We Are
Experience, Expertise, Excellence

1/ Our Experience
2/ Our Team
3/ Our Commitment to Community
RS Settlement Services is not just about closing deals; we’re about building relationships and empowering our community. We actively participate in local events and support various initiatives to strengthen the neighborhoods we serve.
4/ Our Promise
When you choose RS Settlement Services, you choose a partner who is dedicated to your needs and committed to ensuring a smooth and successful closing. We’re not just your service provider; we’re your partner in real estate success.
Testimonials
Trusted by Buyers, Sellers, and Lenders Alike
EXCELLENT Based on 33 reviews Yasin Stephens2024-07-02Trustindex verifies that the original source of the review is Google. She handled our deal prompt & very professional Angie McMahon2024-04-24Trustindex verifies that the original source of the review is Google. I highly recommend using RS Settlement Services for all of your real estate needs! They were professional, kind, and helped us through the entire process in record time! Chuck Beeson2024-04-10Trustindex verifies that the original source of the review is Google. Great people and smooth transaction Quincy Carr2024-03-30Trustindex verifies that the original source of the review is Google. This lady is not only very professional, but very patient when we didn't understand what we were signing. The atmosphere is both welcoming and comforting. We need more businesses that value customer service like this business.
Owner's reply
So pleased you had an enjoyable closing with us! We strive to create an atmosphere were the clients experience is our top priority. Karita Washington2024-02-29Trustindex verifies that the original source of the review is Google. With this being my first time (maybe not the last lol) at a closing table I didn’t really know what to expect, however Ms Lumpkin made the experience joyful and pleasant. She explained the documents and was very patient, ensuring I had a clear understanding of what was being presented to me. Darlene Hollywood Gaines REALTOR SRS, ABR, MRP2024-02-29Trustindex verifies that the original source of the review is Google. Anita with RS Settlement was exceptional—knowledgeable, punctual, and delivered top-notch information. Her timelines were spot on, and working with her was a pleasure. I'd absolutely collaborate with her again. Five star and she deserves 6 Stars!! Felicia C James2023-12-15Trustindex verifies that the original source of the review is Google. Thoroughly enjoyed the process of closing on my first home and crossing the finish line with RS Settlement Services. Anita was knowledgeable and pleasurable to work with while signing all documents. Anita and Malaya have continued to be helpful post-closing, which is truly top-notch service. Full of gratitude for you and your team. John Scott2023-11-28Trustindex verifies that the original source of the review is Google. Anita Lumpkin, Carol McKenna and their Team have done an Excellent job on every one of the property closings and related real estate transactions I had them handle. Alesia B2023-11-19Trustindex verifies that the original source of the review is Google. Thank you for your assistance with closing on my house. I'm so very grateful to R/S settlement for helping us out with closing the sale of our home. Anita is smart, persistent, professional and thorough. She did something for us that no one else was ever able to complete and my house was sold... Thank you for your knowledge and persistence.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more