Refinancing
Refinancing your mortgage can unlock lower interest rates, reduce monthly payments, or help consolidate debt. At RS Settlement Services, we provide comprehensive refinancing services that simplify the process, ensuring you make the most out of your property’s value.
Why Refinance?
Refinance Your Property with Confidence
Take advantage of lower interest rates to reduce your monthly mortgage payments and save money over the life of your loan.
Consolidate high-interest debts into a single, more manageable loan with lower interest rates.
Tap into your home’s equity for home improvements, major purchases, or other significant expenses.
Our Refinancing Services
Expert Guidance Through Every Step of the Refinancing Process
1/ Title Insurance
When refinancing, a new title search is often required, and we can help secure a new lender’s title insurance policy to protect against any title defects.
2/ Why Do I Need a New Title Insurance Policy?
While your original owner’s title insurance remains in effect, lenders typically require a new title insurance policy to protect their investment in your refinanced mortgage.
3/ What Is a Reissue Rate?
If you’re eligible, a reissue rate can reduce the cost of your new title insurance policy since the previous policy covers some of the work already done.
Additional Support
The Refinancing Process
Step-by-Step Guide
We guide you through each step of the refinancing process, from applying for the loan to the final closing. Our team ensures all paperwork is accurately prepared and all legal requirements are met.
